Property
- Automatic increase in Building and Business Personal Property limits
- Business Income and Extra Expense –Actual Loss Sustained
- Computer Equipment and Electronic Media
- Employees’ Tools and Equipment
- Fences – including damage caused by vehicles and wind
- Earthquake
- Pollutant Clean-Up and Removal
- Flood – including water that backs up from a sewer or drain
- Equipment Breakdown
Liability and Physical Damage
- In-Transit Pollution Liability
- Higher Uninsured/Underinsured Motorists limits for owners, officers, and their families
- Employment Practices Liability, including Third Party Liability
- Faulty Work and Defective Products
- Employee Benefits Liability
- On-Hook (Garagekeepers) coverage for vehicles in tow
- Garagekeepers coverage for vehicles in storage lot
- Cargo coverage (property in vehicles in tow)
- No Audit
Other Coverages & Services Offered
- Cyber Liability
- Workers’ Compensation
- Directors and Officers Liability
- Pollution Liability